Advertisement
1St Equity Bank
Skokie, IL · FDIC Certificate #34393 · Chartered 06/0
Total assets
$130.02M
Total deposits
$87.68M
Total equity
$21.56M
Net loans
$96.83M
Branches (offices)
1
Net income (YTD)
$883.00K
Rank: #3,460 of 4,213 U.S. banks by assets · #245 of 322 in Illinois. Assets changed 5.2% and deposits 2.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 8.32% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 16.58% |
| Tier 1 leverage ratio | 16.46% |
| Uninsured deposits (share of deposits) | 30.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 110.4% |
| Real estate loans (share of loans) | 93.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $90.78M | 93.8% | |
| Commercial & industrial | $7.47M | 7.7% | |
| Consumer / individual | $99.00K | 0.1% | |
| Construction & development | $7.00K | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $126.65M | $96.44M | $771.00K | $22.78M |
| Jun 2023 | $127.79M | $99.99M | $1.32M | $20.33M |
| Jun 2024 | $122.50M | $89.81M | $1.15M | $20.75M |
| Jun 2025 | $123.60M | $85.99M | $1.04M | $20.96M |
| Jun 2026 | $130.02M | $87.68M | $883.00K | $21.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $87.68M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $87.68M.
Similar-sized banks
Farmers State Bank & Trust Co. ($130.20M) · Concordia Bank Of Concordia, Missouri ($129.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement