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5Star Bank
Colorado Springs, CO · FDIC Certificate #91005 · Chartered 06/1
Total assets
$378.23M
Total deposits
$312.12M
Total equity
$64.39M
Net loans
$299.92M
Branches (offices)
5
Net income (YTD)
$3.55M
Rank: #2,151 of 4,213 U.S. banks by assets · #28 of 63 in Colorado. Assets changed -8.8% and deposits -11.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 10.81% |
| Net interest margin (YTD) | 5.15% |
| Equity to assets | 17.02% |
| Tier 1 leverage ratio | 17.24% |
| Uninsured deposits (share of deposits) | 45.1% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 96.1% |
| Real estate loans (share of loans) | 88.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $266.19M | 88.8% | |
| Commercial & industrial | $36.30M | 12.1% | |
| Consumer / individual | $126.00K | 0.0% | |
| Construction & development | $24.20M | 8.1% | |
| Agricultural | $153.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $360.88M | $309.18M | $3.01M | $49.45M |
| Jun 2023 | $355.63M | $266.25M | $2.28M | $54.19M |
| Jun 2024 | $375.35M | $316.75M | $1.58M | $57.23M |
| Jun 2025 | $414.83M | $350.59M | $2.77M | $62.54M |
| Jun 2026 | $378.23M | $312.12M | $3.55M | $64.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $312.12M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $312.12M.
Similar-sized banks
North Star Bank ($378.73M) · Bank Of Commerce & Trust Co. ($377.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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