Advertisement
Adams State Bank
Adams, NE · FDIC Certificate #9812 · Chartered 01/1
Total assets
$70.16M
Total deposits
$54.25M
Total equity
$11.03M
Net loans
$48.86M
Branches (offices)
1
Net income (YTD)
$557.00K
Rank: #3,906 of 4,213 U.S. banks by assets · #120 of 138 in Nebraska. Assets changed 0.7% and deposits 2.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.59% |
| Return on equity | 10.21% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 15.73% |
| Tier 1 leverage ratio | 16.62% |
| Uninsured deposits (share of deposits) | 14.0% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 90.1% |
| Real estate loans (share of loans) | 48.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $23.63M | 48.4% | |
| Commercial & industrial | $3.78M | 7.7% | |
| Consumer / individual | $3.98M | 8.2% | |
| Construction & development | $124.00K | 0.3% | |
| Agricultural | $17.79M | 36.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $66.91M | $54.55M | $301.00K | $8.93M |
| Jun 2023 | $68.87M | $52.76M | $326.00K | $8.89M |
| Jun 2024 | $69.63M | $54.36M | $170.00K | $9.59M |
| Jun 2025 | $69.64M | $52.79M | $296.00K | $10.27M |
| Jun 2026 | $70.16M | $54.25M | $557.00K | $11.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $54.25M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $54.25M.
Similar-sized banks
Walters Bank And Trust Company ($70.31M) · Peoples State Bank ($69.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement