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Adrian Bank
Adrian, MO · FDIC Certificate #8251 · Chartered 10/1
Total assets
$195.60M
Total deposits
$172.70M
Total equity
$21.68M
Net loans
$131.60M
Branches (offices)
3
Net income (YTD)
$2.55M
Rank: #3,002 of 4,213 U.S. banks by assets · #126 of 190 in Missouri. Assets changed 6.3% and deposits 5.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.63% |
| Return on equity | 24.70% |
| Net interest margin (YTD) | 4.81% |
| Equity to assets | 11.09% |
| Tier 1 leverage ratio | 12.56% |
| Uninsured deposits (share of deposits) | 17.0% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | 0.44% |
| Loans to deposits | 76.2% |
| Real estate loans (share of loans) | 63.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $82.93M | 63.0% | |
| Commercial & industrial | $15.98M | 12.1% | |
| Consumer / individual | $8.84M | 6.7% | |
| Construction & development | $7.58M | 5.8% | |
| Agricultural | $25.50M | 19.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $181.70M | $168.85M | $1.50M | $12.27M |
| Jun 2023 | $172.86M | $153.00M | $1.63M | $13.22M |
| Jun 2024 | $177.77M | $154.44M | $1.79M | $15.37M |
| Jun 2025 | $184.08M | $164.50M | $2.10M | $17.91M |
| Jun 2026 | $195.60M | $172.70M | $2.55M | $21.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $172.70M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $172.70M.
Similar-sized banks
The Peoples Bank ($195.88M) · Integro Bank ($195.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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