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American Bank & Trust Company
Opelousas, LA · FDIC Certificate #17906 · Chartered 09/2
Total assets
$267.05M
Total deposits
$221.71M
Total equity
$26.77M
Net loans
$191.23M
Branches (offices)
8
Net income (YTD)
$2.44M
Rank: #2,627 of 4,213 U.S. banks by assets · #63 of 103 in Louisiana. Assets changed 7.4% and deposits 6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.83% |
| Return on equity | 18.62% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 10.02% |
| Tier 1 leverage ratio | 11.71% |
| Uninsured deposits (share of deposits) | 37.0% |
| Noncurrent loans (share of loans) | 0.47% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 86.3% |
| Real estate loans (share of loans) | 89.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $171.71M | 89.8% | |
| Commercial & industrial | $14.54M | 7.6% | |
| Consumer / individual | $5.68M | 3.0% | |
| Construction & development | $13.46M | 7.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $230.21M | $207.23M | $1.29M | $18.21M |
| Jun 2023 | $237.18M | $214.29M | $1.95M | $18.39M |
| Jun 2024 | $238.23M | $203.36M | $1.52M | $20.80M |
| Jun 2025 | $248.71M | $208.09M | $2.13M | $23.96M |
| Jun 2026 | $267.05M | $221.71M | $2.44M | $26.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $221.71M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $221.71M.
Similar-sized banks
Pillar Bank ($267.05M) · Wells River Savings Bank ($266.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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