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American Interstate Bank
Elkhorn, NE · FDIC Certificate #1439 · Chartered 03/2
Total assets
$132.03M
Total deposits
$105.27M
Total equity
$26.55M
Net loans
$72.20M
Branches (offices)
3
Net income (YTD)
$2.37M
Rank: #3,450 of 4,213 U.S. banks by assets · #97 of 138 in Nebraska. Assets changed -5.8% and deposits -8.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.61% |
| Return on equity | 18.71% |
| Net interest margin (YTD) | 5.31% |
| Equity to assets | 20.11% |
| Tier 1 leverage ratio | 20.06% |
| Uninsured deposits (share of deposits) | 48.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 68.6% |
| Real estate loans (share of loans) | 80.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.19M | 80.6% | |
| Commercial & industrial | $13.61M | 18.8% | |
| Consumer / individual | $248.00K | 0.3% | |
| Construction & development | $12.22M | 16.9% | |
| Agricultural | $1.47M | 2.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $134.10M | $113.81M | $992.00K | $20.19M |
| Jun 2023 | $112.31M | $87.87M | $2.30M | $24.34M |
| Jun 2024 | $139.90M | $117.52M | $2.56M | $22.24M |
| Jun 2025 | $140.12M | $115.58M | $2.57M | $24.38M |
| Jun 2026 | $132.03M | $105.27M | $2.37M | $26.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $105.27M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $105.27M.
Similar-sized banks
Bonduel State Bank ($132.06M) · The Riley State Bank Of Riley, Kansas ($131.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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