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American Metro Bank
Chicago, IL · FDIC Certificate #34334 · Chartered 01/2
Total assets
$119.08M
Total deposits
$87.97M
Total equity
$16.37M
Net loans
$95.27M
Branches (offices)
2
Net income (YTD)
$635.00K
Rank: #3,536 of 4,213 U.S. banks by assets · #251 of 322 in Illinois. Assets changed 7.3% and deposits 0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 7.91% |
| Net interest margin (YTD) | 4.06% |
| Equity to assets | 13.75% |
| Tier 1 leverage ratio | 13.10% |
| Uninsured deposits (share of deposits) | 34.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 108.3% |
| Real estate loans (share of loans) | 99.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $94.76M | 99.5% | |
| Commercial & industrial | $193.00K | 0.2% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $3.08M | 3.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.17M | $59.42M | $246.00K | $11.31M |
| Jun 2023 | $84.60M | $65.83M | $772.00K | $12.80M |
| Jun 2024 | $92.69M | $74.88M | $677.00K | $14.40M |
| Jun 2025 | $111.03M | $87.53M | $489.00K | $15.26M |
| Jun 2026 | $119.08M | $87.97M | $635.00K | $16.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $87.97M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $87.97M.
Similar-sized banks
Lone Oak Bank, National Association ($119.62M) · Community Bank ($119.08M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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