Advertisement
Americana Community Bank
Sleepy Eye, MN · FDIC Certificate #8205 · Chartered 01/0
Total assets
$179.87M
Total deposits
$152.74M
Total equity
$19.44M
Net loans
$141.42M
Branches (offices)
4
Net income (YTD)
$550.00K
Rank: #3,118 of 4,213 U.S. banks by assets · #123 of 221 in Minnesota. Assets changed -0.5% and deposits 3.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.62% |
| Return on equity | 5.71% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 10.81% |
| Tier 1 leverage ratio | 11.66% |
| Uninsured deposits (share of deposits) | 24.7% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 92.6% |
| Real estate loans (share of loans) | 78.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $111.61M | 78.9% | |
| Commercial & industrial | $24.22M | 17.1% | |
| Consumer / individual | $586.00K | 0.4% | |
| Construction & development | $3.11M | 2.2% | |
| Agricultural | $6.23M | 4.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $155.49M | $135.56M | $287.00K | $14.32M |
| Jun 2023 | $162.43M | $141.73M | $606.00K | $14.98M |
| Jun 2024 | $174.76M | $140.41M | $476.00K | $16.37M |
| Jun 2025 | $180.69M | $147.30M | $506.00K | $18.14M |
| Jun 2026 | $179.87M | $152.74M | $550.00K | $19.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $152.74M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $152.74M.
Similar-sized banks
State Bank Of Whittington ($180.12M) · The Farmers State Bank Of Aliceville, Kansas ($179.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement