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Andover State Bank
Andover, KS · FDIC Certificate #16410 · Chartered 11/2
Total assets
$232.17M
Total deposits
$208.21M
Total equity
$20.11M
Net loans
$187.40M
Branches (offices)
2
Net income (YTD)
$1.24M
Rank: #2,801 of 4,213 U.S. banks by assets · #82 of 183 in Kansas. Assets changed 9.6% and deposits 11.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 12.61% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 8.66% |
| Tier 1 leverage ratio | 8.95% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 90.0% |
| Real estate loans (share of loans) | 91.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $171.71M | 91.6% | |
| Commercial & industrial | $16.78M | 9.0% | |
| Consumer / individual | $1.18M | 0.6% | |
| Construction & development | $8.56M | 4.6% | |
| Agricultural | $38.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $158.54M | $129.06M | $686.00K | $13.84M |
| Jun 2023 | $192.62M | $171.88M | $742.00K | $14.85M |
| Jun 2024 | $209.51M | $181.00M | $815.00K | $16.35M |
| Jun 2025 | $211.80M | $187.66M | $1.38M | $18.03M |
| Jun 2026 | $232.17M | $208.21M | $1.24M | $20.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $208.21M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $208.21M.
Similar-sized banks
West Central Bank ($232.24M) · Farmers State Bank Of Hoffman ($232.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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