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Aspire Bank
Fargo, ND · FDIC Certificate #3934 · Chartered 09/1
Total assets
$60.90M
Total deposits
$48.80M
Total equity
$7.30M
Net loans
$53.56M
Branches (offices)
2
Net income (YTD)
$320.00K
Rank: #3,962 of 4,213 U.S. banks by assets · #56 of 60 in North Dakota. Assets changed -4.2% and deposits -5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.04% |
| Return on equity | 8.96% |
| Net interest margin (YTD) | 4.33% |
| Equity to assets | 11.99% |
| Tier 1 leverage ratio | 11.40% |
| Uninsured deposits (share of deposits) | 27.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 109.8% |
| Real estate loans (share of loans) | 74.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $40.11M | 74.9% | |
| Commercial & industrial | $11.60M | 21.6% | |
| Consumer / individual | $1.23M | 2.3% | |
| Construction & development | $1.21M | 2.3% | |
| Agricultural | $1.18M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $62.88M | $56.22M | $182.00K | $5.57M |
| Jun 2023 | $61.61M | $55.40M | $168.00K | $5.97M |
| Jun 2024 | $66.79M | $60.31M | $135.00K | $6.26M |
| Jun 2025 | $63.60M | $51.58M | $327.00K | $6.70M |
| Jun 2026 | $60.90M | $48.80M | $320.00K | $7.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $48.80M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $48.80M.
Similar-sized banks
State Bank Of Scotia ($60.98M) · The Farmers State Bank Of Bucklin, Kansas ($60.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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