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Auburnbank
Auburn, AL · FDIC Certificate #35 · Chartered 01/0
Total assets
$1.09B
Total deposits
$990.46M
Total equity
$90.88M
Net loans
$573.72M
Branches (offices)
7
Net income (YTD)
$4.61M
Rank: #966 of 4,213 U.S. banks by assets · #16 of 93 in Alabama. Assets changed 5.5% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 10.15% |
| Net interest margin (YTD) | 3.31% |
| Equity to assets | 8.38% |
| Tier 1 leverage ratio | 10.65% |
| Uninsured deposits (share of deposits) | 38.4% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 57.9% |
| Real estate loans (share of loans) | 86.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $495.15M | 86.3% | |
| Commercial & industrial | $25.43M | 4.4% | |
| Consumer / individual | $9.91M | 1.7% | |
| Construction & development | $58.24M | 10.2% | |
| Agricultural | $445.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.08B | $1.00B | $3.94M | $73.72M |
| Jun 2023 | $1.03B | $952.20M | $4.00M | $69.10M |
| Jun 2024 | $1.03B | $947.49M | $3.23M | $73.68M |
| Jun 2025 | $1.03B | $940.70M | $3.48M | $84.75M |
| Jun 2026 | $1.09B | $990.46M | $4.61M | $90.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $990.46M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $990.46M.
Similar-sized banks
Prime Alliance Bank ($1.09B) · Amerasia Bank ($1.08B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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