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B1Bank
Baton Rouge, LA · FDIC Certificate #58228 · Chartered 02/0
Total assets
$8.89B
Total deposits
$7.27B
Total equity
$1.08B
Net loans
$6.60B
Branches (offices)
61
Net income (YTD)
$53.25M
Rank: #182 of 4,213 U.S. banks by assets · #2 of 103 in Louisiana. Assets changed 12.0% and deposits 13.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 10.30% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 12.20% |
| Tier 1 leverage ratio | 10.91% |
| Uninsured deposits (share of deposits) | 46.7% |
| Noncurrent loans (share of loans) | 1.26% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 90.8% |
| Real estate loans (share of loans) | 69.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.60B | 69.7% | |
| Commercial & industrial | $1.43B | 21.6% | |
| Consumer / individual | $57.41M | 0.9% | |
| Construction & development | $693.48M | 10.5% | |
| Agricultural | $203.34M | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.53B | $4.66B | $27.02M | $547.55M |
| Jun 2023 | $6.47B | $5.04B | $38.88M | $672.55M |
| Jun 2024 | $6.70B | $5.58B | $35.46M | $736.22M |
| Jun 2025 | $7.94B | $6.43B | $46.81M | $919.04M |
| Jun 2026 | $8.89B | $7.27B | $53.25M | $1.08B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $5.92B | 46 |
| Texas | $1.35B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $7.27B.
Similar-sized banks
Woodforest National Bank ($8.98B) · Metropolitan Commercial Bank ($8.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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