Advertisement

Banks · Puerto Rico

Banco Popular De Puerto Rico

San Juan, PR · FDIC Certificate #34968 · Chartered 01/0

Total assets
$63.34B
Total deposits
$58.73B
Total equity
$4.03B
Net loans
$27.23B
Branches (offices)
163
Net income (YTD)
$422.00M
Rank: #45 of 4,213 U.S. banks by assets · #1 of 5 in Puerto Rico. Assets changed 4.2% and deposits 5.0% over the year to June 30, 2026.
Advertisement

Key ratios

Return on assets (YTD, annualized by FDIC)1.38%
Return on equity21.78%
Net interest margin (YTD)3.95%
Equity to assets6.37%
Tier 1 leverage ratio7.53%
Uninsured deposits (share of deposits)59.2%
Noncurrent loans (share of loans)2.40%
Net charge-offs (share of loans)1.16%
Loans to deposits46.4%
Real estate loans (share of loans)47.2%

Loan mix

CategoryAmountShare
Real estate loans$12.86B
47.2%
Commercial & industrial$4.31B
15.8%
Consumer / individual$7.01B
25.7%
Construction & development$428.00M
1.6%
Agricultural$4.00M
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$60.32B$57.38B$352.00M$2.19B
Jun 2023$58.27B$55.16B$249.00M$2.47B
Jun 2024$58.31B$54.63B$267.00M$3.00B
Jun 2025$60.78B$55.95B$341.00M$3.58B
Jun 2026$63.34B$58.73B$422.00M$4.03B

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Puerto Rico$56.80B156
U.S. Virgin Islands$1.42B7

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $58.22B.

Similar-sized banks

Columbia Bank ($65.37B) · Sofi Bank, National Association ($56.82B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

Advertisement