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Bangor Savings Bank
Bangor, ME · FDIC Certificate #18408 · Chartered 02/1
Total assets
$7.74B
Total deposits
$5.72B
Total equity
$539.60M
Net loans
$5.20B
Branches (offices)
71
Net income (YTD)
$14.03M
Rank: #202 of 4,213 U.S. banks by assets · #1 of 22 in Maine. Assets changed 5.5% and deposits -3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.37% |
| Return on equity | 5.26% |
| Net interest margin (YTD) | 2.98% |
| Equity to assets | 6.97% |
| Tier 1 leverage ratio | 7.79% |
| Uninsured deposits (share of deposits) | 19.7% |
| Noncurrent loans (share of loans) | 0.47% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 90.9% |
| Real estate loans (share of loans) | 91.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.77B | 91.8% | |
| Commercial & industrial | $331.57M | 6.4% | |
| Consumer / individual | $50.05M | 1.0% | |
| Construction & development | $167.06M | 3.2% | |
| Agricultural | $11.36M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.04B | $5.70B | $23.79M | $400.18M |
| Jun 2023 | $7.46B | $5.59B | $2.77M | $367.42M |
| Jun 2024 | $7.22B | $5.35B | $1.82M | $408.90M |
| Jun 2025 | $7.34B | $5.92B | $3.86M | $467.64M |
| Jun 2026 | $7.74B | $5.72B | $14.03M | $539.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $5.34B | 62 |
| New Hampshire | $378.45M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.72B.
Similar-sized banks
Stockman Bank Of Montana ($7.75B) · Preferred Bank ($7.73B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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