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Bank
Wapello, IA · FDIC Certificate #14291 · Chartered 02/1
Total assets
$217.42M
Total deposits
$193.03M
Total equity
$20.46M
Net loans
$135.15M
Branches (offices)
7
Net income (YTD)
$709.00K
Rank: #2,878 of 4,213 U.S. banks by assets · #133 of 225 in Iowa. Assets changed 32.4% and deposits 34.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 7.01% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 9.41% |
| Tier 1 leverage ratio | 8.68% |
| Uninsured deposits (share of deposits) | 26.2% |
| Noncurrent loans (share of loans) | 0.78% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 70.0% |
| Real estate loans (share of loans) | 51.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.07M | 51.1% | |
| Commercial & industrial | $51.33M | 38.0% | |
| Consumer / individual | $12.06M | 8.9% | |
| Construction & development | $4.23M | 3.1% | |
| Agricultural | $4.16M | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $114.19M | $90.39M | $549.00K | $15.09M |
| Jun 2023 | $128.35M | $103.63M | $255.00K | $15.56M |
| Jun 2024 | $138.10M | $110.33M | $385.00K | $15.88M |
| Jun 2025 | $164.17M | $143.34M | $421.00K | $16.32M |
| Jun 2026 | $217.42M | $193.03M | $709.00K | $20.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $193.03M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $193.03M.
Similar-sized banks
Iron Workers Savings Bank ($217.46M) · Citizens Bank & Trust Co. Of Jackson ($217.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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