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Bank Iowa
West Des Moines, IA · FDIC Certificate #14521 · Chartered 03/0
Total assets
$2.35B
Total deposits
$1.97B
Total equity
$203.11M
Net loans
$1.77B
Branches (offices)
25
Net income (YTD)
$15.43M
Rank: #528 of 4,213 U.S. banks by assets · #10 of 225 in Iowa. Assets changed 5.5% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 15.67% |
| Net interest margin (YTD) | 3.71% |
| Equity to assets | 8.65% |
| Tier 1 leverage ratio | 8.94% |
| Uninsured deposits (share of deposits) | 36.3% |
| Noncurrent loans (share of loans) | 1.38% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 89.9% |
| Real estate loans (share of loans) | 78.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.39B | 78.5% | |
| Commercial & industrial | $177.31M | 10.0% | |
| Consumer / individual | $9.44M | 0.5% | |
| Construction & development | $190.38M | 10.7% | |
| Agricultural | $185.62M | 10.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.79B | $1.59B | $12.12M | $122.26M |
| Jun 2023 | $1.97B | $1.60B | $11.31M | $137.41M |
| Jun 2024 | $2.10B | $1.70B | $10.26M | $151.59M |
| Jun 2025 | $2.23B | $1.81B | $12.38M | $174.20M |
| Jun 2026 | $2.35B | $1.97B | $15.43M | $203.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $1.97B | 25 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.97B.
Similar-sized banks
Commercial Bank ($2.36B) · Texas First Bank ($2.35B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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