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Bank Of America California, National Association
San Francisco, CA · FDIC Certificate #25178 · Chartered 05/1
Total assets
$14.81B
Total deposits
$12.31B
Total equity
$1.94B
Net loans
$9.42B
Branches (offices)
1
Net income (YTD)
$58.00M
Rank: #131 of 4,213 U.S. banks by assets · #9 of 115 in California. Assets changed -1.1% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.77% |
| Return on equity | 6.06% |
| Net interest margin (YTD) | 1.78% |
| Equity to assets | 13.12% |
| Tier 1 leverage ratio | 12.41% |
| Uninsured deposits (share of deposits) | 6.2% |
| Noncurrent loans (share of loans) | 0.66% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 76.6% |
| Real estate loans (share of loans) | 100.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.44B | 100.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.57B | $23.98B | $134.00M | $2.36B |
| Jun 2023 | $15.41B | $8.62B | $92.00M | $2.25B |
| Jun 2024 | $15.01B | $11.72B | $34.00M | $1.77B |
| Jun 2025 | $14.98B | $12.60B | $45.00M | $1.85B |
| Jun 2026 | $14.81B | $12.31B | $58.00M | $1.94B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $12.31B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $12.31B.
Similar-sized banks
Popular Bank ($15.03B) · Stifel Bank ($14.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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