Advertisement
Bank Of Clarkson
Clarkson, KY · FDIC Certificate #13167 · Chartered 01/0
Total assets
$178.19M
Total deposits
$149.72M
Total equity
$18.23M
Net loans
$119.59M
Branches (offices)
2
Net income (YTD)
$1.29M
Rank: #3,124 of 4,213 U.S. banks by assets · #85 of 120 in Kentucky. Assets changed 6.5% and deposits 4.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 14.53% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 10.23% |
| Tier 1 leverage ratio | 12.45% |
| Uninsured deposits (share of deposits) | 9.4% |
| Noncurrent loans (share of loans) | 1.87% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 79.9% |
| Real estate loans (share of loans) | 84.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $100.82M | 84.3% | |
| Commercial & industrial | $8.37M | 7.0% | |
| Consumer / individual | $9.73M | 8.1% | |
| Construction & development | $20.60M | 17.2% | |
| Agricultural | $359.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $150.20M | $135.40M | $830.00K | $12.81M |
| Jun 2023 | $148.31M | $133.62M | $777.00K | $12.69M |
| Jun 2024 | $165.44M | $142.96M | $1.08M | $13.88M |
| Jun 2025 | $167.31M | $143.45M | $1.22M | $15.65M |
| Jun 2026 | $178.19M | $149.72M | $1.29M | $18.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $149.72M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $149.72M.
Similar-sized banks
The State Savings Bank Of Manistique ($178.21M) · United Trust Bank ($178.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement