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Bank Of Commerce
Duncan, OK · FDIC Certificate #57491 · Chartered 12/1
Total assets
$333.98M
Total deposits
$294.01M
Total equity
$34.30M
Net loans
$222.63M
Branches (offices)
6
Net income (YTD)
$378.00K
Rank: #2,316 of 4,213 U.S. banks by assets · #75 of 168 in Oklahoma. Assets changed -6.3% and deposits -3.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 2.19% |
| Net interest margin (YTD) | 3.67% |
| Equity to assets | 10.27% |
| Tier 1 leverage ratio | 10.54% |
| Uninsured deposits (share of deposits) | 24.5% |
| Noncurrent loans (share of loans) | 2.27% |
| Net charge-offs (share of loans) | 0.20% |
| Loans to deposits | 75.7% |
| Real estate loans (share of loans) | 64.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $144.26M | 64.8% | |
| Commercial & industrial | $42.08M | 18.9% | |
| Consumer / individual | $1.71M | 0.8% | |
| Construction & development | $15.91M | 7.1% | |
| Agricultural | $28.73M | 12.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $335.80M | $290.92M | $1.16M | $33.83M |
| Jun 2023 | $327.80M | $285.76M | $2.09M | $35.04M |
| Jun 2024 | $357.66M | $308.99M | $2.22M | $32.50M |
| Jun 2025 | $356.44M | $305.68M | $981.00K | $33.91M |
| Jun 2026 | $333.98M | $294.01M | $378.00K | $34.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $294.01M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $294.01M.
Similar-sized banks
Franklin Bank ($334.06M) · Ultima Bank Minnesota ($333.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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