Advertisement
Bank Of Dawson
Dawson, GA · FDIC Certificate #876 · Chartered 07/0
Total assets
$159.91M
Total deposits
$131.98M
Total equity
$26.14M
Net loans
$99.82M
Branches (offices)
1
Net income (YTD)
$1.77M
Rank: #3,231 of 4,213 U.S. banks by assets · #99 of 123 in Georgia. Assets changed -2.9% and deposits -4.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.22% |
| Return on equity | 13.84% |
| Net interest margin (YTD) | 4.68% |
| Equity to assets | 16.34% |
| Tier 1 leverage ratio | 18.15% |
| Uninsured deposits (share of deposits) | 26.9% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 75.6% |
| Real estate loans (share of loans) | 49.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $49.13M | 49.2% | |
| Commercial & industrial | $21.71M | 21.7% | |
| Consumer / individual | $4.47M | 4.5% | |
| Construction & development | $4.06M | 4.1% | |
| Agricultural | $26.16M | 26.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $149.82M | $129.11M | $1.13M | $20.46M |
| Jun 2023 | $144.35M | $122.80M | $1.24M | $20.41M |
| Jun 2024 | $154.43M | $125.68M | $1.23M | $22.03M |
| Jun 2025 | $164.72M | $138.28M | $1.74M | $24.56M |
| Jun 2026 | $159.91M | $131.98M | $1.77M | $26.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $131.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $131.98M.
Similar-sized banks
The First State Bank ($160.04M) · Citizens Bank & Trust Company Of Vivian, Louisiana ($159.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement