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Bank Of Dudley
Dudley, GA · FDIC Certificate #9068 · Chartered 11/0
Total assets
$537.91M
Total deposits
$486.81M
Total equity
$48.95M
Net loans
$364.43M
Branches (offices)
8
Net income (YTD)
$2.54M
Rank: #1,698 of 4,213 U.S. banks by assets · #35 of 123 in Georgia. Assets changed 17.1% and deposits 17.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 10.61% |
| Net interest margin (YTD) | 4.42% |
| Equity to assets | 9.10% |
| Tier 1 leverage ratio | 9.62% |
| Uninsured deposits (share of deposits) | 31.6% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 74.9% |
| Real estate loans (share of loans) | 84.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $308.26M | 84.6% | |
| Commercial & industrial | $44.75M | 12.3% | |
| Consumer / individual | $15.29M | 4.2% | |
| Construction & development | $50.50M | 13.9% | |
| Agricultural | $74.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $328.45M | $297.22M | $1.61M | $30.89M |
| Jun 2023 | $362.52M | $326.85M | $2.35M | $34.94M |
| Jun 2024 | $406.79M | $367.32M | $2.31M | $38.11M |
| Jun 2025 | $459.37M | $412.83M | $2.94M | $44.21M |
| Jun 2026 | $537.91M | $486.81M | $2.54M | $48.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $486.81M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $486.81M.
Similar-sized banks
First Security Bank And Trust Company ($538.20M) · Homestead Bank ($537.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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