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Bank Of Evergreen
Evergreen, AL · FDIC Certificate #49 · Chartered 09/0
Total assets
$78.11M
Total deposits
$68.56M
Total equity
$9.09M
Net loans
$30.91M
Branches (offices)
1
Net income (YTD)
$259.00K
Rank: #3,853 of 4,213 U.S. banks by assets · #88 of 93 in Alabama. Assets changed 4.1% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 5.76% |
| Net interest margin (YTD) | 3.37% |
| Equity to assets | 11.64% |
| Tier 1 leverage ratio | 14.25% |
| Uninsured deposits (share of deposits) | 21.6% |
| Noncurrent loans (share of loans) | 0.59% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 45.1% |
| Real estate loans (share of loans) | 71.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $22.13M | 71.6% | |
| Commercial & industrial | $7.17M | 23.2% | |
| Consumer / individual | $2.05M | 6.6% | |
| Construction & development | $2.59M | 8.4% | |
| Agricultural | $9.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $75.95M | $70.25M | $237.00K | $5.51M |
| Jun 2023 | $72.95M | $65.60M | $146.00K | $5.86M |
| Jun 2024 | $77.67M | $67.85M | $123.00K | $6.64M |
| Jun 2025 | $75.02M | $66.88M | $222.00K | $7.74M |
| Jun 2026 | $78.11M | $68.56M | $259.00K | $9.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $68.56M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $68.56M.
Similar-sized banks
Five Rivers Bank ($78.14M) · Sherwood Community Bank ($77.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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