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Bank Of Grand Lake
Grove, OK · FDIC Certificate #57915 · Chartered 06/0
Total assets
$249.14M
Total deposits
$218.78M
Total equity
$24.66M
Net loans
$155.54M
Branches (offices)
2
Net income (YTD)
$1.35M
Rank: #2,716 of 4,213 U.S. banks by assets · #91 of 168 in Oklahoma. Assets changed 0.9% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 10.69% |
| Net interest margin (YTD) | 3.39% |
| Equity to assets | 9.90% |
| Tier 1 leverage ratio | 10.12% |
| Uninsured deposits (share of deposits) | 31.9% |
| Noncurrent loans (share of loans) | 0.96% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 71.1% |
| Real estate loans (share of loans) | 80.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $124.94M | 80.3% | |
| Commercial & industrial | $4.04M | 2.6% | |
| Consumer / individual | $5.29M | 3.4% | |
| Construction & development | $4.66M | 3.0% | |
| Agricultural | $3.91M | 2.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $255.71M | $238.40M | $1.22M | $17.19M |
| Jun 2023 | $256.15M | $215.93M | $1.85M | $19.59M |
| Jun 2024 | $248.74M | $227.86M | $1.52M | $20.38M |
| Jun 2025 | $247.01M | $221.18M | $4.11M | $25.09M |
| Jun 2026 | $249.14M | $218.78M | $1.35M | $24.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $218.78M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $218.78M.
Similar-sized banks
Anthem Bank & Trust ($250.13M) · First National Bank Usa ($249.10M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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