Advertisement
Bank Of Grandin
Grandin, MO · FDIC Certificate #9392 · Chartered 01/1
Total assets
$240.98M
Total deposits
$205.13M
Total equity
$34.45M
Net loans
$162.19M
Branches (offices)
5
Net income (YTD)
$2.12M
Rank: #2,765 of 4,213 U.S. banks by assets · #114 of 190 in Missouri. Assets changed 5.3% and deposits 5.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 12.54% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 14.29% |
| Tier 1 leverage ratio | 14.66% |
| Uninsured deposits (share of deposits) | 37.8% |
| Noncurrent loans (share of loans) | 2.88% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 79.1% |
| Real estate loans (share of loans) | 63.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $103.18M | 63.6% | |
| Commercial & industrial | $30.88M | 19.0% | |
| Consumer / individual | $19.30M | 11.9% | |
| Construction & development | $3.17M | 2.0% | |
| Agricultural | $10.26M | 6.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $198.98M | $169.41M | $1.53M | $29.07M |
| Jun 2023 | $211.00M | $180.42M | $611.00K | $29.46M |
| Jun 2024 | $216.46M | $184.49M | $1.11M | $30.48M |
| Jun 2025 | $228.89M | $195.22M | $1.71M | $32.26M |
| Jun 2026 | $240.98M | $205.13M | $2.12M | $34.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $205.13M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $205.13M.
Similar-sized banks
Adams County Bank ($241.10M) · First Bank Hampton ($240.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement