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Banks · Kansas

Bank Of Holyrood

Holyrood, KS · FDIC Certificate #9661 · Chartered 01/0

Total assets
$69.77M
Total deposits
$58.88M
Total equity
$10.71M
Net loans
$40.03M
Branches (offices)
1
Net income (YTD)
$439.00K
Rank: #3,908 of 4,213 U.S. banks by assets · #153 of 183 in Kansas. Assets changed 6.9% and deposits 7.2% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.29%
Return on equity8.22%
Net interest margin (YTD)3.71%
Equity to assets15.35%
Tier 1 leverage ratio16.68%
Uninsured deposits (share of deposits)19.0%
Noncurrent loans (share of loans)2.92%
Net charge-offs (share of loans)0.72%
Loans to deposits68.0%
Real estate loans (share of loans)47.9%

Loan mix

CategoryAmountShare
Real estate loans$19.19M
47.9%
Commercial & industrial$13.09M
32.7%
Consumer / individual$1.59M
4.0%
Construction & development$0
0.0%
Agricultural$6.81M
17.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$73.37M$64.79M$509.00K$8.54M
Jun 2023$68.94M$57.80M$437.00K$8.71M
Jun 2024$66.69M$51.95M$596.00K$9.42M
Jun 2025$65.26M$54.95M$445.00K$10.12M
Jun 2026$69.77M$58.88M$439.00K$10.71M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Kansas$58.88M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $58.88M.

Similar-sized banks

Peoples State Bank ($69.93M) · American Exchange Bank ($69.66M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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