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Bank Of Jamestown
Jamestown, KY · FDIC Certificate #8118 · Chartered 07/1
Total assets
$263.79M
Total deposits
$192.22M
Total equity
$33.06M
Net loans
$155.48M
Branches (offices)
3
Net income (YTD)
$1.64M
Rank: #2,646 of 4,213 U.S. banks by assets · #66 of 120 in Kentucky. Assets changed 2.0% and deposits 0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 9.65% |
| Net interest margin (YTD) | 3.59% |
| Equity to assets | 12.53% |
| Tier 1 leverage ratio | 12.96% |
| Uninsured deposits (share of deposits) | 16.0% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 80.9% |
| Real estate loans (share of loans) | 93.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $145.35M | 93.5% | |
| Commercial & industrial | $7.04M | 4.5% | |
| Consumer / individual | $2.76M | 1.8% | |
| Construction & development | $12.91M | 8.3% | |
| Agricultural | $1.31M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $235.72M | $178.62M | $1.08M | $25.81M |
| Jun 2023 | $236.29M | $176.96M | $1.13M | $26.25M |
| Jun 2024 | $246.82M | $185.10M | $1.28M | $29.00M |
| Jun 2025 | $258.53M | $190.70M | $1.59M | $32.30M |
| Jun 2026 | $263.79M | $192.22M | $1.64M | $33.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $192.22M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $192.22M.
Similar-sized banks
Security Bank Usa ($263.86M) · Madison Valley Bank ($263.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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