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Bank Of Lake Mills
Lake Mills, WI · FDIC Certificate #8695 · Chartered 01/0
Total assets
$533.75M
Total deposits
$432.28M
Total equity
$57.35M
Net loans
$459.57M
Branches (offices)
2
Net income (YTD)
$5.96M
Rank: #1,708 of 4,213 U.S. banks by assets · #63 of 153 in Wisconsin. Assets changed 35.1% and deposits 32.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.30% |
| Return on equity | 21.81% |
| Net interest margin (YTD) | 6.96% |
| Equity to assets | 10.74% |
| Tier 1 leverage ratio | 11.24% |
| Uninsured deposits (share of deposits) | 20.3% |
| Noncurrent loans (share of loans) | 0.69% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 106.3% |
| Real estate loans (share of loans) | 51.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $236.82M | 51.5% | |
| Commercial & industrial | $1.62M | 0.4% | |
| Consumer / individual | $222.26M | 48.4% | |
| Construction & development | $20.19M | 4.4% | |
| Agricultural | $22.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $290.20M | $256.64M | $2.17M | $32.51M |
| Jun 2023 | $316.51M | $232.23M | $3.81M | $36.78M |
| Jun 2024 | $335.90M | $248.75M | $2.48M | $40.57M |
| Jun 2025 | $395.07M | $325.98M | $6.58M | $47.83M |
| Jun 2026 | $533.75M | $432.28M | $5.96M | $57.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $432.28M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $432.28M.
Similar-sized banks
The Murray Bank ($534.15M) · Southern Bank Of Tennessee ($533.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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