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Bank Of Lindsay
Lindsay, NE · FDIC Certificate #19087 · Chartered 04/1
Total assets
$97.88M
Total deposits
$71.18M
Total equity
$9.38M
Net loans
$78.15M
Branches (offices)
1
Net income (YTD)
$232.00K
Rank: #3,691 of 4,213 U.S. banks by assets · #104 of 138 in Nebraska. Assets changed 7.5% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.46% |
| Return on equity | 4.98% |
| Net interest margin (YTD) | 3.10% |
| Equity to assets | 9.58% |
| Tier 1 leverage ratio | 10.09% |
| Uninsured deposits (share of deposits) | 26.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 109.8% |
| Real estate loans (share of loans) | 35.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $27.88M | 35.7% | |
| Commercial & industrial | $9.10M | 11.6% | |
| Consumer / individual | $2.26M | 2.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $39.66M | 50.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $77.59M | $57.54M | $203.00K | $8.51M |
| Jun 2023 | $77.14M | $56.38M | $395.00K | $8.74M |
| Jun 2024 | $92.19M | $61.62M | $314.00K | $8.78M |
| Jun 2025 | $91.07M | $64.70M | $246.00K | $8.81M |
| Jun 2026 | $97.88M | $71.18M | $232.00K | $9.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $71.18M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $71.18M.
Similar-sized banks
Union Bank & Trust Company ($98.06M) · Community First Bank ($97.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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