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Bank Of Maysville
Maysville, KY · FDIC Certificate #9315 · Chartered 06/2
Total assets
$163.99M
Total deposits
$133.73M
Total equity
$28.63M
Net loans
$86.25M
Branches (offices)
3
Net income (YTD)
$1.18M
Rank: #3,207 of 4,213 U.S. banks by assets · #90 of 120 in Kentucky. Assets changed -2.0% and deposits -3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.45% |
| Return on equity | 8.36% |
| Net interest margin (YTD) | 3.85% |
| Equity to assets | 17.46% |
| Tier 1 leverage ratio | 16.94% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 64.5% |
| Real estate loans (share of loans) | 95.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $82.55M | 95.7% | |
| Commercial & industrial | $637.00K | 0.7% | |
| Consumer / individual | $1.15M | 1.3% | |
| Construction & development | $4.17M | 4.8% | |
| Agricultural | $179.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $160.81M | $137.12M | $678.00K | $21.49M |
| Jun 2023 | $156.41M | $133.91M | $712.00K | $21.13M |
| Jun 2024 | $156.73M | $130.67M | $696.00K | $23.00M |
| Jun 2025 | $167.42M | $137.95M | $952.00K | $26.22M |
| Jun 2026 | $163.99M | $133.73M | $1.18M | $28.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $133.73M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $133.73M.
Similar-sized banks
Northeast Missouri State Bank ($164.13M) · Commercial Trust Company Of Fayette ($163.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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