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Bank Of Montana
Missoula, MT · FDIC Certificate #58482 · Chartered 11/2
Total assets
$308.60M
Total deposits
$278.91M
Total equity
$29.55M
Net loans
$76.00M
Branches (offices)
1
Net income (YTD)
$5.13M
Rank: #2,427 of 4,213 U.S. banks by assets · #13 of 35 in Montana. Assets changed 1.7% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.26% |
| Return on equity | 34.09% |
| Net interest margin (YTD) | 3.45% |
| Equity to assets | 9.58% |
| Tier 1 leverage ratio | 8.89% |
| Uninsured deposits (share of deposits) | 58.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 27.2% |
| Real estate loans (share of loans) | 35.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $26.80M | 35.3% | |
| Commercial & industrial | $49.45M | 65.1% | |
| Consumer / individual | $158.00K | 0.2% | |
| Construction & development | $3.36M | 4.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $221.32M | $203.82M | $3.90M | $17.08M |
| Jun 2023 | $259.73M | $234.16M | $18.18M | $24.14M |
| Jun 2024 | $296.87M | $268.39M | $8.29M | $28.40M |
| Jun 2025 | $303.38M | $271.71M | $5.94M | $30.75M |
| Jun 2026 | $308.60M | $278.91M | $5.13M | $29.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $278.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $278.91M.
Similar-sized banks
United National Bank ($308.72M) · Prinsbank ($308.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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