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Bank Of Oak Ridge
Oak Ridge, LA · FDIC Certificate #21529 · Chartered 10/0
Total assets
$138.60M
Total deposits
$121.78M
Total equity
$16.10M
Net loans
$112.06M
Branches (offices)
3
Net income (YTD)
$730.00K
Rank: #3,392 of 4,213 U.S. banks by assets · #86 of 103 in Louisiana. Assets changed 21.7% and deposits 24.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 9.28% |
| Net interest margin (YTD) | 4.25% |
| Equity to assets | 11.62% |
| Tier 1 leverage ratio | 11.59% |
| Uninsured deposits (share of deposits) | 48.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 92.0% |
| Real estate loans (share of loans) | 77.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $86.77M | 77.4% | |
| Commercial & industrial | $22.63M | 20.2% | |
| Consumer / individual | $2.90M | 2.6% | |
| Construction & development | $8.92M | 8.0% | |
| Agricultural | $898.00K | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.19M | $62.24M | $59.00K | $12.28M |
| Jun 2023 | $92.54M | $74.74M | $43.00K | $12.23M |
| Jun 2024 | $104.50M | $88.00M | $151.00K | $14.44M |
| Jun 2025 | $113.85M | $98.19M | $143.00K | $15.07M |
| Jun 2026 | $138.60M | $121.78M | $730.00K | $16.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $121.78M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $121.78M.
Similar-sized banks
Elk State Bank ($138.69M) · First Commerce Bank ($138.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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