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Bank Of Ontario
Ontario, WI · FDIC Certificate #21085 · Chartered 09/2
Total assets
$79.00M
Total deposits
$67.43M
Total equity
$11.05M
Net loans
$63.94M
Branches (offices)
3
Net income (YTD)
$466.00K
Rank: #3,839 of 4,213 U.S. banks by assets · #148 of 153 in Wisconsin. Assets changed -3.4% and deposits -2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 8.50% |
| Net interest margin (YTD) | 5.07% |
| Equity to assets | 13.99% |
| Tier 1 leverage ratio | 13.85% |
| Uninsured deposits (share of deposits) | 8.0% |
| Noncurrent loans (share of loans) | 8.53% |
| Net charge-offs (share of loans) | -0.11% |
| Loans to deposits | 94.8% |
| Real estate loans (share of loans) | 74.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $47.31M | 74.0% | |
| Commercial & industrial | $8.67M | 13.6% | |
| Consumer / individual | $3.31M | 5.2% | |
| Construction & development | $79.00K | 0.1% | |
| Agricultural | $4.69M | 7.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $69.19M | $55.12M | $619.00K | $7.26M |
| Jun 2023 | $77.41M | $62.41M | $814.00K | $8.14M |
| Jun 2024 | $81.73M | $65.73M | $995.00K | $9.48M |
| Jun 2025 | $81.81M | $68.88M | $514.00K | $10.28M |
| Jun 2026 | $79.00M | $67.43M | $466.00K | $11.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $67.43M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $67.43M.
Similar-sized banks
Washington State Bank ($79.06M) · Zavala County Bank ($78.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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