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Bank Of Perry County
Lobelville, TN · FDIC Certificate #1713 · Chartered 09/0
Total assets
$253.08M
Total deposits
$224.27M
Total equity
$23.01M
Net loans
$205.30M
Branches (offices)
3
Net income (YTD)
$2.12M
Rank: #2,700 of 4,213 U.S. banks by assets · #80 of 109 in Tennessee. Assets changed 6.2% and deposits 6.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 18.51% |
| Net interest margin (YTD) | 4.19% |
| Equity to assets | 9.09% |
| Tier 1 leverage ratio | 9.11% |
| Uninsured deposits (share of deposits) | 12.5% |
| Noncurrent loans (share of loans) | 0.38% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 91.5% |
| Real estate loans (share of loans) | 78.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $161.39M | 78.6% | |
| Commercial & industrial | $9.91M | 4.8% | |
| Consumer / individual | $35.34M | 17.2% | |
| Construction & development | $10.44M | 5.1% | |
| Agricultural | $587.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $206.49M | $182.76M | $2.17M | $18.22M |
| Jun 2023 | $221.46M | $192.86M | $1.93M | $19.49M |
| Jun 2024 | $223.98M | $196.61M | $1.73M | $20.51M |
| Jun 2025 | $238.30M | $210.43M | $2.12M | $21.59M |
| Jun 2026 | $253.08M | $224.27M | $2.12M | $23.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $224.27M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $224.27M.
Similar-sized banks
Gulf Atlantic Bank ($253.16M) · Bank Of Little Rock ($252.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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