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Bank Of Salem
Salem, MO · FDIC Certificate #14349 · Chartered 10/1
Total assets
$147.01M
Total deposits
$132.90M
Total equity
$12.72M
Net loans
$91.39M
Branches (offices)
2
Net income (YTD)
$877.00K
Rank: #3,330 of 4,213 U.S. banks by assets · #143 of 190 in Missouri. Assets changed 4.0% and deposits 3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 14.16% |
| Net interest margin (YTD) | 3.46% |
| Equity to assets | 8.65% |
| Tier 1 leverage ratio | 9.53% |
| Uninsured deposits (share of deposits) | 38.4% |
| Noncurrent loans (share of loans) | 0.71% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 68.8% |
| Real estate loans (share of loans) | 81.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $74.20M | 81.2% | |
| Commercial & industrial | $2.69M | 2.9% | |
| Consumer / individual | $5.40M | 5.9% | |
| Construction & development | $2.17M | 2.4% | |
| Agricultural | $9.72M | 10.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $126.08M | $114.50M | $533.00K | $8.80M |
| Jun 2023 | $135.37M | $120.82M | $275.00K | $8.75M |
| Jun 2024 | $146.56M | $128.43M | $467.00K | $9.62M |
| Jun 2025 | $141.37M | $128.36M | $650.00K | $11.19M |
| Jun 2026 | $147.01M | $132.90M | $877.00K | $12.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $132.90M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $132.90M.
Similar-sized banks
Bank Of Pensacola ($147.02M) · Johnson City Bank ($146.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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