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Bank Of San Francisco
San Francisco, CA · FDIC Certificate #58069 · Chartered 08/0
Total assets
$863.55M
Total deposits
$740.70M
Total equity
$86.86M
Net loans
$687.51M
Branches (offices)
2
Net income (YTD)
$3.67M
Rank: #1,179 of 4,213 U.S. banks by assets · #66 of 115 in California. Assets changed 28.5% and deposits 27.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.93% |
| Return on equity | 8.64% |
| Net interest margin (YTD) | 4.34% |
| Equity to assets | 10.06% |
| Tier 1 leverage ratio | 10.92% |
| Uninsured deposits (share of deposits) | 47.6% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.8% |
| Real estate loans (share of loans) | 91.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $626.53M | 91.1% | |
| Commercial & industrial | $68.90M | 10.0% | |
| Consumer / individual | $245.00K | 0.0% | |
| Construction & development | $12.26M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $631.21M | $570.23M | $3.63M | $59.09M |
| Jun 2023 | $612.40M | $539.80M | $3.47M | $64.68M |
| Jun 2024 | $613.55M | $533.83M | $3.04M | $71.71M |
| Jun 2025 | $671.91M | $582.22M | $2.73M | $78.52M |
| Jun 2026 | $863.55M | $740.70M | $3.67M | $86.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $740.70M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $740.70M.
Similar-sized banks
First National Bank North ($864.31M) · Western Commerce Bank ($863.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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