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Bank Of Springfield
Springfield, IL · FDIC Certificate #19506 · Chartered 10/2
Total assets
$2.00B
Total deposits
$1.71B
Total equity
$180.47M
Net loans
$1.70B
Branches (offices)
17
Net income (YTD)
$12.70M
Rank: #607 of 4,213 U.S. banks by assets · #40 of 322 in Illinois. Assets changed 11.0% and deposits 10.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 14.51% |
| Net interest margin (YTD) | 4.24% |
| Equity to assets | 9.02% |
| Tier 1 leverage ratio | 9.22% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 1.43% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 99.9% |
| Real estate loans (share of loans) | 74.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.26B | 74.0% | |
| Commercial & industrial | $319.69M | 18.8% | |
| Consumer / individual | $5.04M | 0.3% | |
| Construction & development | $217.94M | 12.8% | |
| Agricultural | $79.90M | 4.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.50B | $1.33B | $6.80M | $114.87M |
| Jun 2023 | $1.47B | $1.26B | $6.97M | $127.17M |
| Jun 2024 | $1.64B | $1.41B | $8.29M | $138.59M |
| Jun 2025 | $1.80B | $1.54B | $9.89M | $158.03M |
| Jun 2026 | $2.00B | $1.71B | $12.70M | $180.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $1.66B | 15 |
| Missouri | $49.36M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.71B.
Similar-sized banks
Oak Valley Community Bank ($2.00B) · The Conway National Bank ($2.00B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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