Advertisement
Bank Of The Plains
Plains, KS · FDIC Certificate #18118 · Chartered 01/0
Total assets
$445.59M
Total deposits
$390.50M
Total equity
$43.84M
Net loans
$313.21M
Branches (offices)
8
Net income (YTD)
$3.95M
Rank: #1,924 of 4,213 U.S. banks by assets · #49 of 183 in Kansas. Assets changed 0.9% and deposits 1.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.77% |
| Return on equity | 18.27% |
| Net interest margin (YTD) | 4.46% |
| Equity to assets | 9.84% |
| Tier 1 leverage ratio | 9.30% |
| Uninsured deposits (share of deposits) | 28.0% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 73.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $229.40M | 73.2% | |
| Commercial & industrial | $50.14M | 16.0% | |
| Consumer / individual | $3.32M | 1.1% | |
| Construction & development | $36.11M | 11.5% | |
| Agricultural | $31.58M | 10.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $270.66M | $236.05M | $1.04M | $29.70M |
| Jun 2023 | $391.80M | $332.34M | $2.11M | $35.05M |
| Jun 2024 | $417.78M | $360.45M | $1.68M | $37.35M |
| Jun 2025 | $441.77M | $385.83M | $1.35M | $41.03M |
| Jun 2026 | $445.59M | $390.50M | $3.95M | $43.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $390.50M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $390.50M.
Similar-sized banks
Better Banks ($445.75M) · The Bank Of Vernon ($445.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement