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Bank Of The Southwest
Roswell, NM · FDIC Certificate #2247 · Chartered 03/1
Total assets
$176.34M
Total deposits
$159.05M
Total equity
$17.04M
Net loans
$120.30M
Branches (offices)
13
Net income (YTD)
$951.00K
Rank: #3,130 of 4,213 U.S. banks by assets · #24 of 29 in New Mexico. Assets changed -4.3% and deposits -4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 11.14% |
| Net interest margin (YTD) | 6.92% |
| Equity to assets | 9.66% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 30.4% |
| Noncurrent loans (share of loans) | 0.73% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 75.6% |
| Real estate loans (share of loans) | 77.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $93.56M | 77.8% | |
| Commercial & industrial | $17.04M | 14.2% | |
| Consumer / individual | $7.93M | 6.6% | |
| Construction & development | $6.30M | 5.2% | |
| Agricultural | $1.71M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $195.00M | $175.54M | $646.00K | $15.04M |
| Jun 2023 | $185.75M | $169.02M | $1.61M | $16.48M |
| Jun 2024 | $177.59M | $160.05M | $1.96M | $17.37M |
| Jun 2025 | $184.19M | $166.56M | $1.96M | $17.45M |
| Jun 2026 | $176.34M | $159.05M | $951.00K | $17.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $159.05M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $159.05M.
Similar-sized banks
Hatch Bank ($177.46M) · New Republic Bank ($176.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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