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Bank Of The Valley
Bellwood, NE · FDIC Certificate #25291 · Chartered 05/1
Total assets
$581.92M
Total deposits
$490.83M
Total equity
$52.99M
Net loans
$450.57M
Branches (offices)
7
Net income (YTD)
$2.44M
Rank: #1,592 of 4,213 U.S. banks by assets · #34 of 138 in Nebraska. Assets changed 6.5% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.87% |
| Return on equity | 9.45% |
| Net interest margin (YTD) | 3.91% |
| Equity to assets | 9.11% |
| Tier 1 leverage ratio | 9.87% |
| Uninsured deposits (share of deposits) | 13.0% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 91.8% |
| Real estate loans (share of loans) | 64.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $291.08M | 64.6% | |
| Commercial & industrial | $35.89M | 8.0% | |
| Consumer / individual | $4.93M | 1.1% | |
| Construction & development | $20.72M | 4.6% | |
| Agricultural | $116.73M | 25.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $464.97M | $408.02M | $1.99M | $37.71M |
| Jun 2023 | $476.13M | $427.87M | -$69.00K | $42.26M |
| Jun 2024 | $536.44M | $480.93M | $1.63M | $45.74M |
| Jun 2025 | $546.42M | $464.60M | $1.62M | $47.87M |
| Jun 2026 | $581.92M | $490.83M | $2.44M | $52.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $490.83M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $490.83M.
Similar-sized banks
Lumbee Guaranty Bank ($583.49M) · The Peoples Bank ($581.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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