Advertisement
Bank Of Western Oklahoma
Elk City, OK · FDIC Certificate #4087 · Chartered 04/0
Total assets
$469.70M
Total deposits
$426.29M
Total equity
$39.89M
Net loans
$370.18M
Branches (offices)
6
Net income (YTD)
$5.11M
Rank: #1,858 of 4,213 U.S. banks by assets · #57 of 168 in Oklahoma. Assets changed 8.6% and deposits 8.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.19% |
| Return on equity | 25.93% |
| Net interest margin (YTD) | 4.93% |
| Equity to assets | 8.49% |
| Tier 1 leverage ratio | 8.06% |
| Uninsured deposits (share of deposits) | 20.1% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.51% |
| Loans to deposits | 86.8% |
| Real estate loans (share of loans) | 69.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $257.62M | 69.6% | |
| Commercial & industrial | $52.09M | 14.1% | |
| Consumer / individual | $2.30M | 0.6% | |
| Construction & development | $1.85M | 0.5% | |
| Agricultural | $61.18M | 16.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $361.97M | $332.43M | $2.34M | $28.24M |
| Jun 2023 | $367.89M | $334.01M | $5.34M | $31.27M |
| Jun 2024 | $384.85M | $347.54M | $5.63M | $33.76M |
| Jun 2025 | $432.33M | $392.44M | $5.14M | $36.18M |
| Jun 2026 | $469.70M | $426.29M | $5.11M | $39.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $426.29M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $426.29M.
Similar-sized banks
Iowa State Bank ($470.73M) · Northview Bank ($469.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement