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Bankcda
Coeur D Alene, ID · FDIC Certificate #57074 · Chartered 05/1
Total assets
$238.88M
Total deposits
$210.28M
Total equity
$26.17M
Net loans
$142.66M
Branches (offices)
6
Net income (YTD)
$1.00M
Rank: #2,775 of 4,213 U.S. banks by assets · #9 of 10 in Idaho. Assets changed 5.1% and deposits 7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 6.86% |
| Net interest margin (YTD) | 4.43% |
| Equity to assets | 10.95% |
| Tier 1 leverage ratio | 11.45% |
| Uninsured deposits (share of deposits) | 25.9% |
| Noncurrent loans (share of loans) | 2.70% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 67.8% |
| Real estate loans (share of loans) | 82.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $118.28M | 82.9% | |
| Commercial & industrial | $21.88M | 15.3% | |
| Consumer / individual | $688.00K | 0.5% | |
| Construction & development | $23.99M | 16.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $252.31M | $229.71M | $791.00K | $21.37M |
| Jun 2023 | $237.67M | $213.66M | $1.14M | $22.68M |
| Jun 2024 | $240.56M | $197.25M | $909.00K | $26.14M |
| Jun 2025 | $227.37M | $195.72M | $768.00K | $29.12M |
| Jun 2026 | $238.88M | $210.28M | $1.00M | $26.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Idaho | $204.65M | 4 |
| Washington | $5.63M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $210.28M.
Similar-sized banks
The First National Bank Of Sycamore ($239.37M) · The First National Bank And Trust ($238.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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