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Bankchampaign, National Association
Champaign, IL · FDIC Certificate #22434 · Chartered 03/1
Total assets
$242.85M
Total deposits
$193.26M
Total equity
$29.05M
Net loans
$193.68M
Branches (offices)
2
Net income (YTD)
$2.69M
Rank: #2,751 of 4,213 U.S. banks by assets · #173 of 322 in Illinois. Assets changed 3.8% and deposits 5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.14% |
| Return on equity | 18.33% |
| Net interest margin (YTD) | 4.53% |
| Equity to assets | 11.96% |
| Tier 1 leverage ratio | 11.84% |
| Uninsured deposits (share of deposits) | 12.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 100.2% |
| Real estate loans (share of loans) | 85.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $165.70M | 85.6% | |
| Commercial & industrial | $25.53M | 13.2% | |
| Consumer / individual | $368.00K | 0.2% | |
| Construction & development | $5.50M | 2.8% | |
| Agricultural | $4.32M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $237.19M | $192.63M | $1.65M | $24.24M |
| Jun 2023 | $203.69M | $159.28M | $1.87M | $25.57M |
| Jun 2024 | $219.77M | $170.97M | $1.58M | $25.75M |
| Jun 2025 | $233.94M | $182.78M | $1.97M | $27.29M |
| Jun 2026 | $242.85M | $193.26M | $2.69M | $29.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $193.26M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $193.26M.
Similar-sized banks
Citizens Progressive Bank ($243.27M) · First Farmers & Merchants National Bank ($242.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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