Advertisement
Bankiowa
Cedar Rapids, IA · FDIC Certificate #17282 · Chartered 01/0
Total assets
$846.17M
Total deposits
$712.71M
Total equity
$105.50M
Net loans
$687.56M
Branches (offices)
13
Net income (YTD)
$6.69M
Rank: #1,195 of 4,213 U.S. banks by assets · #29 of 225 in Iowa. Assets changed 3.0% and deposits 5.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.60% |
| Return on equity | 13.00% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 12.47% |
| Tier 1 leverage ratio | 12.46% |
| Uninsured deposits (share of deposits) | 40.1% |
| Noncurrent loans (share of loans) | 1.00% |
| Net charge-offs (share of loans) | -0.06% |
| Loans to deposits | 96.5% |
| Real estate loans (share of loans) | 67.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $460.96M | 67.0% | |
| Commercial & industrial | $109.36M | 15.9% | |
| Consumer / individual | $8.27M | 1.2% | |
| Construction & development | $49.88M | 7.3% | |
| Agricultural | $110.63M | 16.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $786.78M | $678.29M | $3.19M | $77.95M |
| Jun 2023 | $797.62M | $648.68M | $2.64M | $79.66M |
| Jun 2024 | $836.27M | $644.99M | $3.39M | $86.68M |
| Jun 2025 | $821.17M | $673.60M | $5.04M | $95.29M |
| Jun 2026 | $846.17M | $712.71M | $6.69M | $105.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $712.71M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $712.71M.
Similar-sized banks
Pendleton Community Bank, Inc. ($849.73M) · The Fountain Trust Company ($844.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement