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Bankpacific, Ltd
Hagatna, GU · FDIC Certificate #30692 · Chartered 01/0
Total assets
$191.86M
Total deposits
$167.13M
Total equity
$22.25M
Net loans
$93.63M
Branches (offices)
6
Net income (YTD)
$666.00K
Rank: #3,031 of 4,213 U.S. banks by assets · #2 of 2 in Guam. Assets changed 6.9% and deposits 7.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.72% |
| Return on equity | 6.08% |
| Net interest margin (YTD) | 5.45% |
| Equity to assets | 11.60% |
| Tier 1 leverage ratio | 11.91% |
| Uninsured deposits (share of deposits) | 33.7% |
| Noncurrent loans (share of loans) | 3.03% |
| Net charge-offs (share of loans) | 0.35% |
| Loans to deposits | 56.0% |
| Real estate loans (share of loans) | 68.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $64.54M | 68.9% | |
| Commercial & industrial | $11.20M | 12.0% | |
| Consumer / individual | $18.81M | 20.1% | |
| Construction & development | $7.87M | 8.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $188.72M | $169.02M | -$133.00K | $18.13M |
| Jun 2023 | $186.44M | $163.66M | $948.00K | $19.68M |
| Jun 2024 | $174.93M | $151.70M | $537.00K | $20.59M |
| Jun 2025 | $179.49M | $155.89M | $530.00K | $21.11M |
| Jun 2026 | $191.86M | $167.13M | $666.00K | $22.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Guam | $134.04M | 4 |
| Palau | $22.77M | 1 |
| Northern Mariana Islands | $10.32M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $167.13M.
Similar-sized banks
Texas Advantage Community Bank, National Association ($192.07M) · Farmers Trust & Savings Bank ($191.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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