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Banks · Florida

Bankunited, National Association

Miami Lakes, FL · FDIC Certificate #58979 · Chartered 05/2

Total assets
$34.86B
Total deposits
$29.09B
Total equity
$3.18B
Net loans
$23.72B
Branches (offices)
57
Net income (YTD)
$151.90M
Rank: #63 of 4,213 U.S. banks by assets · #4 of 81 in Florida. Assets changed -1.6% and deposits -0.5% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.87%
Return on equity9.55%
Net interest margin (YTD)3.06%
Equity to assets9.13%
Tier 1 leverage ratio9.43%
Uninsured deposits (share of deposits)57.9%
Noncurrent loans (share of loans)1.69%
Net charge-offs (share of loans)0.35%
Loans to deposits81.5%
Real estate loans (share of loans)64.6%

Loan mix

CategoryAmountShare
Real estate loans$15.32B
64.6%
Commercial & industrial$4.70B
19.8%
Consumer / individual$130.00K
0.0%
Construction & development$612.66M
2.6%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$36.43B$28.64B$168.76M$2.98B
Jun 2023$35.78B$26.07B$136.43M$2.98B
Jun 2024$35.40B$28.04B$122.00M$3.18B
Jun 2025$35.44B$29.24B$149.45M$3.14B
Jun 2026$34.86B$29.09B$151.90M$3.18B

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Florida$20.73B51
New York$7.78B4
Texas$506.46M1
Georgia$77.07M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $29.09B.

Similar-sized banks

Banc Of California ($34.90B) · First National Bank Of Omaha ($34.20B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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