Advertisement
Bar Harbor Savings And Loan Association
Bar Harbor, ME · FDIC Certificate #30878 · Chartered 01/0
Total assets
$103.23M
Total deposits
$73.78M
Total equity
$11.97M
Net loans
$89.28M
Branches (offices)
1
Net income (YTD)
$164.00K
Rank: #3,660 of 4,213 U.S. banks by assets · #21 of 22 in Maine. Assets changed 4.4% and deposits 1.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.32% |
| Return on equity | 2.75% |
| Net interest margin (YTD) | 2.08% |
| Equity to assets | 11.60% |
| Tier 1 leverage ratio | 11.54% |
| Uninsured deposits (share of deposits) | 7.2% |
| Noncurrent loans (share of loans) | 2.13% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 121.0% |
| Real estate loans (share of loans) | 100.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $89.40M | 100.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $638.00K | 0.7% | |
| Construction & development | $9.06M | 10.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $100.80M | $78.52M | $156.00K | $12.41M |
| Jun 2023 | $102.02M | $73.25M | $49.00K | $12.55M |
| Jun 2024 | $102.92M | $76.58M | -$118.00K | $12.19M |
| Jun 2025 | $98.91M | $72.72M | $1.00K | $11.89M |
| Jun 2026 | $103.23M | $73.78M | $164.00K | $11.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $73.78M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $73.78M.
Similar-sized banks
Auburn Savings Bank, FSB ($103.25M) · Security State Bank ($103.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement