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Barwick Banking Company
Barwick, GA · FDIC Certificate #22205 · Chartered 01/0
Total assets
$829.62M
Total deposits
$702.26M
Total equity
$70.70M
Net loans
$693.95M
Branches (offices)
7
Net income (YTD)
$3.40M
Rank: #1,219 of 4,213 U.S. banks by assets · #17 of 123 in Georgia. Assets changed 29.2% and deposits 26.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.87% |
| Return on equity | 10.23% |
| Net interest margin (YTD) | 3.92% |
| Equity to assets | 8.52% |
| Tier 1 leverage ratio | 8.67% |
| Uninsured deposits (share of deposits) | 42.1% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 98.8% |
| Real estate loans (share of loans) | 94.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $655.18M | 94.4% | |
| Commercial & industrial | $34.74M | 5.0% | |
| Consumer / individual | $5.74M | 0.8% | |
| Construction & development | $76.31M | 11.0% | |
| Agricultural | $5.16M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $262.49M | $237.18M | -$379.00K | $24.88M |
| Jun 2023 | $394.75M | $359.47M | $779.00K | $30.50M |
| Jun 2024 | $505.36M | $454.97M | $1.32M | $39.47M |
| Jun 2025 | $641.90M | $555.47M | $1.85M | $52.03M |
| Jun 2026 | $829.62M | $702.26M | $3.40M | $70.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $647.70M | 5 |
| Georgia | $54.56M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $702.26M.
Similar-sized banks
Bank Of The West ($829.75M) · Plains State Bank ($828.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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