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Battle Creek State Bank
Battle Creek, NE · FDIC Certificate #16330 · Chartered 09/0
Total assets
$71.00M
Total deposits
$61.02M
Total equity
$9.78M
Net loans
$55.39M
Branches (offices)
2
Net income (YTD)
$326.00K
Rank: #3,900 of 4,213 U.S. banks by assets · #118 of 138 in Nebraska. Assets changed 70.9% and deposits 66.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 6.74% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 13.78% |
| Tier 1 leverage ratio | 14.45% |
| Uninsured deposits (share of deposits) | 42.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 90.8% |
| Real estate loans (share of loans) | 8.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.44M | 8.0% | |
| Commercial & industrial | $42.37M | 76.5% | |
| Consumer / individual | $285.00K | 0.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $8.69M | 15.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $43.38M | $37.74M | $89.00K | $4.48M |
| Jun 2023 | $37.69M | $31.97M | $127.00K | $4.60M |
| Jun 2024 | $42.26M | $36.39M | $143.00K | $4.72M |
| Jun 2025 | $41.55M | $36.67M | $117.00K | $4.77M |
| Jun 2026 | $71.00M | $61.02M | $326.00K | $9.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $61.02M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $61.02M.
Similar-sized banks
Jpmorgan Chase Bank, Dearborn ($71.47M) · The Security State Bank ($70.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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