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Bonanza Valley State Bank
Brooten, MN · FDIC Certificate #10993 · Chartered 02/2
Total assets
$74.77M
Total deposits
$59.49M
Total equity
$6.96M
Net loans
$63.46M
Branches (offices)
1
Net income (YTD)
$459.00K
Rank: #3,874 of 4,213 U.S. banks by assets · #191 of 221 in Minnesota. Assets changed 5.6% and deposits 13.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 13.24% |
| Net interest margin (YTD) | 3.62% |
| Equity to assets | 9.30% |
| Tier 1 leverage ratio | 9.73% |
| Uninsured deposits (share of deposits) | 25.4% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 106.7% |
| Real estate loans (share of loans) | 80.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $50.79M | 80.0% | |
| Commercial & industrial | $3.82M | 6.0% | |
| Consumer / individual | $1.74M | 2.7% | |
| Construction & development | $2.52M | 4.0% | |
| Agricultural | $7.33M | 11.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $77.57M | $67.50M | $179.00K | $6.52M |
| Jun 2023 | $76.13M | $64.40M | $105.00K | $6.52M |
| Jun 2024 | $72.57M | $61.46M | $112.00K | $6.32M |
| Jun 2025 | $70.83M | $52.23M | $265.00K | $6.41M |
| Jun 2026 | $74.77M | $59.49M | $459.00K | $6.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $59.49M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $59.49M.
Similar-sized banks
State Bank ($74.91M) · Fidelity Personal Trust Company, FSB ($74.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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