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Brighton Bank
Salt Lake City, UT · FDIC Certificate #22578 · Chartered 01/0
Total assets
$321.64M
Total deposits
$278.78M
Total equity
$32.56M
Net loans
$212.55M
Branches (offices)
5
Net income (YTD)
$2.96M
Rank: #2,370 of 4,213 U.S. banks by assets · #38 of 44 in Utah. Assets changed -0.5% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 18.25% |
| Net interest margin (YTD) | 4.82% |
| Equity to assets | 10.12% |
| Tier 1 leverage ratio | 11.67% |
| Uninsured deposits (share of deposits) | 37.7% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.2% |
| Real estate loans (share of loans) | 94.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $201.02M | 94.6% | |
| Commercial & industrial | $14.34M | 6.7% | |
| Consumer / individual | $699.00K | 0.3% | |
| Construction & development | $44.65M | 21.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $306.16M | $283.25M | $3.30M | $22.25M |
| Jun 2023 | $299.17M | $260.24M | $4.15M | $26.07M |
| Jun 2024 | $290.87M | $250.69M | $3.43M | $28.12M |
| Jun 2025 | $323.32M | $280.52M | $3.65M | $29.73M |
| Jun 2026 | $321.64M | $278.78M | $2.96M | $32.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $278.78M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $278.78M.
Similar-sized banks
First National Bank And Trust ($322.20M) · Abacus Federal Savings Bank ($320.73M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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